Eliminate Deferred Down payments.

Partnering with WeFi USA provides dealers with numerous advantages, including expanded customer financing options and dedicated support to help grow your business.

Reduce Loan Fee's

Increase down payments from clients with credit challenges while reducing fees and guarantees. Never finance your profit again,

Sell More Backend Products

Securing additional money down can boost your backend penetration and
PVR. You can also increase profits by selling products outside of the deal.

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Private One Application Multi-lender Platform

Every Dealership can rest assured we keep your information private. It's your own secret weapon.

Discover

Unlock the Power of WeFi USA

At WeFi USA, we offer a range of features designed to empower dealers. From customized financing solutions to dedicated account managers and marketing support, we have everything you need to take your dealership to the next level.

Apply

Complete a simple no risk (soft pull only) application on any device

Match

Multiple pre-Qual offers from a single application. We would not match to a single lender, Multiple offers versus multiple loan offers as a Lease-to-own option is not a loan

Multiple offers

Receive loan offers (often multiple) accept the best one that fits your needs

Fund

Funds are not deposited on the same day. Multiple lenders integrated fund the merchant the next business day

Frequently Asked Questions

What is WeFi USA?

WeFi USA is a service that helps dealerships boost their revenue by offering a versatile financing solution. With just one application, customers can access multiple lenders, making it easier for dealerships to serve a wide range of consumers, regardless of their credit history. Utilizing advanced technology and comprehensive support, WeFi USA enables dealerships to attract potential buyers and close sales that might otherwise be lost.

Is WeFi USA only for people with bad credit?

No, WeFi USA serves consumers with all types of credit. While some customers may have subprime credit, most have fair or better credit. WeFi USA partners with various lenders to accommodate various financial situations, ensuring that most consumers can find a financing solution that suits their needs.

What is the approval based on?

Approval is determined by various factors, with each lender using its unique criteria to assess the applicant’s risk of default. While some lenders acknowledge the higher risks associated with certain consumers, they mitigate these by focusing on financial stability and solvency indicators. The good news is that applying through WeFi USA is generally risk-free, as it doesn’t result in a credit inquiry, and there’s no obligation to proceed. With a wide range of lenders available, most applicants can find a suitable financing option to meet their needs.

How is this program different from traditional financing options?

Unlike traditional financing options, WeFi USA stands out with its unique approach of using a single application to access multiple lenders. This streamlined process allows businesses to offer customers a broad range of financing options through a large network of lenders, increasing the likelihood of finding the right match for each customer’s needs.

How long will the customer have to repay the loan?

The repayment period for loans through WeFi USA can vary widely depending on the specific program selected. Customers can choose terms ranging from as short as 12 months to as long as 10 years. This flexibility allows customers to select a repayment plan that best fits their financial situation and long-term goals. Shorter terms may result in higher monthly payments but allow the loan to be paid off more quickly, while longer terms offer lower monthly payments, making them more manageable over time. By offering a range of options, WeFi USA ensures that each customer can find a payment plan that aligns with their needs and budget.

What happens if my customer defaults on their loan?

If a customer defaults on their loan, you can rest assured that our programs are non-recourse, meaning your business is not held responsible for missed payments or defaults. The risk is absorbed by the lenders, not your dealership, allowing you to focus on providing excellent service without the worry of financial repercussions from customer defaults. This protection enables you to offer financing options with confidence, knowing that your business won’t be adversely affected if a customer fails to meet their repayment obligations. This non-recourse feature is a significant advantage of using WeFi USA, as it safeguards your business while providing flexible financing solutions to your customers.

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Contact WeFi USA to learn more about our dealer partnership opportunities.

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