Know which product you are using.

The auto financing form sends your reviewed information, including SSN and date of birth, to the selected dealer for an authorized credit review and follow-up. It is not a lender approval, preapproval, rate quote, or commitment to provide a vehicle. The target vehicle price is your stated target, not an approved amount.

The short-term form is a separate lender-network process for a short-term cash request. After you review and electronically sign the separate authorization, We Finance USA transmits your request to Round Sky, Inc. and the participating lenders or other purchasers that receive it, then directs you to the returned next step when one is available. The authorization permits those recipients to investigate your credit and obtain consumer reports for this request as permitted by law; it does not grant TredFi LLC or a dealer follow-up, marketing or text-message permission.

We Finance USA is not a lender, does not make credit decisions, and does not charge an application fee. Short-term credit can be expensive and is not a long-term financial solution. Review the amount financed, fees, annual percentage rate, payment schedule, renewal terms and total repayment before accepting any offer. Availability, loan amounts and permitted terms vary by state and lender.

Talking with Jada does not run a credit check. The authorization presented with the auto financing form permits the selected dealer and its financing providers to obtain consumer or credit reports as permitted by law for this credit request. The dealer or financing provider—not Jada—decides whether and when to request a report and is responsible for any additional disclosures required by law. A credit inquiry may affect your score.

No website message, dealer alert, referral, provider acceptance, or redirect guarantees approval, funding, a rate, a term, a vehicle, an appointment, or a completed sale. Dealers record their own follow-up and final outcome.

The dealer or financing provider is responsible for its offer, disclosures, underwriting, licensing, servicing, and compliance. Read the provider's terms and privacy notice before continuing.